FINANCIAL MANAGEMENT SYSTEM (FMS)
Enterprise Finance. Intelligence. Control.
Manage Accounting, Banking, Treasury, Projects, Consolidation, IFRS Reporting and Business Performance from One AI-Powered Platform.
90%
Faster Reconciliation
100%
IFRS Compliant
Real-Time
Financial Visibility
Executive Finance Dashboard
All Companies
This Month
Revenue
PKR 58.5 Bn
↑ 12.5%
Net Profit
PKR 8.4 Bn
↑ 18.6%
Cash Position
PKR 6.8 Bn
Receivables
PKR 12.8 Bn
↑ 8.4%
Payables
PKR 5.2 Bn
↑ 3.2%
Working Capital
PKR 7.6 Bn
↑ 10.1%
Cost Centers
145
Active
Companies
18
Active
Revenue Trend (Last 12 Months)
JulAugSepOctNovDecJanFebMarAprMayJun
Revenue by Business Type
Housing Societies 45%
Developers 25%
Construction 20%
Commercial 10%
Cash Flow Summary
Operating Cash Flow
PKR 6.2 Bn
Investing Cash Flow
PKR (2.1 Bn)
Financing Cash Flow
PKR 1.7 Bn
Net Cash Flow
PKR 5.8 Bn
Financial Command Center
Real-time Executive Dashboard
Company Performance Overview
Profitability Insights
Cash Flow Intelligence
AI Finance Copilot
Chart of Accounts
Assets
1.1 Current Assets
1.1.1 Cash & Bank
1.1.1.01 Cash in Hand
1.1.1.02 Bank Accounts
1.1.1.02.01 Meezan Bank
1.1.1.02.02 HBL Bank
1.1.1.02.03 UBL Bank
1.1.2 Accounts Receivable
1.2 Fixed Assets
2 Liabilities
3 Equity
4 Income
5 Expenses
Cost Center Performance (This Month)
| Cost Center | Budget | Actual | Variance | Variance % |
|---|---|---|---|---|
| Head Office | 85.0 M | 72.5 M | (12.5 M) | -14.7% |
| Sales & Marketing | 120.0 M | 110.3 M | (9.7 M) | -8.1% |
| Project Construction | 450.0 M | 410.8 M | (39.2 M) | -8.7% |
| Administration | 55.0 M | 48.2 M | (6.8 M) | -12.4% |
| Finance | 35.0 M | 31.5 M | (3.5 M) | -10.0% |
| Total | 745.0 M | 673.3 M | (71.7 M) | -9.6% |
Budget vs Actual Trend
Budget
Actual
Variance %
200M
150M
100M
50M
0
Accounting Structure & Financial Controls
Multi-Level Chart of Accounts
Cost Centers & Segments
Department & Project Accounting
Budget vs Actual Analysis
Financial Controls & Governance
Bank Accounts Summary
| Bank | Balance (PKR) |
|---|---|
| Meezan Bank | 1,245,000,000 |
| HBL Bank | 985,500,000 |
| UBL Bank | 852,300,000 |
| MCB Bank | 642,800,000 |
| Bank Alfalah | 512,600,000 |
| Total | 4,238,200,000 |
AI Bank Reconciliation (This Month)
Transactions Imported
85,000
Auto Matched
82,500
97.1%
Exceptions
2,500
2.9%
Reconciliation Progress
Exceptions by Type
Amount Mismatch
42%
Unmatched
28%
Duplicate
18%
Date Mismatch
12%
Cash Flow Overview
88
48
28
10
-28
-48
Receivables vs Payables Forecasting
5-Year Cash Flow Forecast
Receivable & Payable Projections
Project & Company Forecast
Scenario Planning
Cash Position Analysis
Receivable vs Payable Forecast (PKR Million)
| Month | Receivable | Payable | Net | Cash Pos. |
|---|---|---|---|---|
| Jan 2027 | 185.00 | 110.00 | 75.00 | 3,575.00 |
| Feb 2027 | 210.00 | 130.00 | 80.00 | 3,655.00 |
| Mar 2027 | 245.00 | 145.00 | 100.00 | 3,755.00 |
| Apr 2027 | 198.00 | 170.00 | 28.00 | 3,783.00 |
| May 2027 | 235.00 | 125.00 | 110.00 | 3,893.00 |
| Jun 2027 | 260.00 | 160.00 | 100.00 | 3,993.00 |
| Total (12M) | 2,642.00 | 1,740.00 | 902.00 | 4,477.00 |
5-Year Receivable Forecast
48
38
28
18
0
Project Wise Forecast (Next 3 Years)
| Project | Receivables | Payables | Net Position |
|---|---|---|---|
| Smart City | 4.1 Bn | 1.5 Bn | 2.6 Bn |
| Green Valley | 3.2 Bn | 1.1 Bn | 2.1 Bn |
| Capital Heights | 2.8 Bn | 1.3 Bn | 1.5 Bn |
| Commercial Square | 1.9 Bn | 1.4 Bn | 0.5 Bn |
| Total | 12.0 Bn | 5.3 Bn | 6.7 Bn |
Scenario Planning
Optimistic Scenario
Net Position (3 Years)
7.8 Bn
↑ 16%
Expected Scenario
Net Position (3 Years)
6.7 Bn
Baseline
Conservative Scenario
Net Position (3 Years)
4.8 Bn
↓ 28%
AI Insight
Expected collections of PKR 902M in next 12 months against payables of PKR 740M will improve cash position by PKR 162M.
Financial Intelligence & Reporting
IFRS Financial Statements
Consolidated Reporting
Director's Dashboard
Mobile Access for CFO & CEO
Financial Statements
📄 Balance Sheet
📄 Income Statement
📄 Cash Flow Statement
📄 Statement of Changes
📄 Notes to Accounts
Metrics & Ratios
Current Ratio1.85
Debt to Equity0.62
Gross Margin28.6%
Net Margin14.3%
ROE18.7%
CFO Mobile App
‹
CFO Dashboard
Cash Position
6.6 Bn
Receivables
12.8 Bn
2.8 Bn
Payables
5.2 Bn
Net Profit
8.4 Bn
View More
CEO Mobile App
‹
CEO Dashboard
Revenue by Business
58.5 Bn
Total Revenue
Housing Societies
45%
Developers
25%
Construction
20%
Commercial
10%
Recent Activities
● Bank Reconciliation Completed
Today 10:30 AM
Today 10:30 AM
● POC Realization Completed
Today 09:15 AM
Today 09:15 AM
● Payment Approved
Today 08:45 AM
Today 08:45 AM
● Budget Uploaded
Yesterday 05:30 PM
Yesterday 05:30 PM